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Ten Things You Should Know About Medicare Medicare is not free. (See my article here.) There are no out of pocket limits on Original Medicare. The best time to buy a Medicare Supplement is when you turn 65 or when you first become eligible for Part B. In most...
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As most Medicare recipients know, October 15 to December 7 is the Medicare Annual Election Period. During this time, you may make changes to your Medicare Advantage or Medicare Prescription Drug plan. Any changes made during this time will take effect on January 1....
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Many people, both young and old, are surprised to learn that Medicare is not free. Though many of us have paid into Medicare for 40 years or more, we still pay for Medicare benefits whether we use them or not. This is the reason I get upset when I hear people call...
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Medicare vs Medicaid. What is the difference? Medicare and Medicaid are government programs that help people with their healthcare cost. Since the programs have similar-sounding names, many people are confused about program eligibility and coverage. In essence,...
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You may think you have original Medicare, but a health insurance company can enroll a member of its marketplace or other commercial plan into its Medicare Advantage coverage when that individual becomes eligible for Medicare. Called “seamless conversion,” the process...