Understanding Medicare Annual Election Period

Understanding Medicare Annual Election Period

As most Medicare recipients know, October 15 to December 7 is the Medicare Annual Election Period. During this time, you may make changes to your Medicare Advantage or Medicare Prescription Drug plan. Any changes made during this time will take effect on January 1....
Medicare is not Free

Medicare is not Free

Many people, both young and old, are surprised to learn that Medicare is not free. Though many of us have paid into Medicare for 40 years or more, we still pay for Medicare benefits whether we use them or not. This is the reason I get upset when I hear people call...
Medicare and You Handbook

Medicare and You Handbook

The Medicare & You handbook is mailed to people with Medicare in late September.  Here is a brief video from the folks at CMS (Centers for Medicare and Medicaid Services) about how you can get the same information in the Medicare & You handbook online...
Medicare and Foreign Travel

Medicare and Foreign Travel

Life is good! You’re enjoying your retirement. You have original Medicare along with a Medicare supplement plan and a Part D prescription drug plan. Medically all your bases are covered and you’ve decided that now would be a great time to take that dream vacation....

Medicare Part D: What You Don’t Know Can Cost You!

Last week I was running a client’s list of prescription drugs (something I offer to do for all my clients) using the Medicare Plan Finder at the Medicare.gov website. The client takes three generic prescription drugs and as expected, the monthly drug cost would be...

Coordination of Benefits Who Pays First

Who Pays First? Do you have Medicare along with other health insurance? Then you need to know which insurer pays first. When you use your insurance benefits and there is more than one insurance company involved, the “coordination of benefits” rules decide...