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Medicare vs Medicaid. What is the difference? Medicare and Medicaid are government programs that help people with their healthcare cost. Since the programs have similar-sounding names, many people are confused about program eligibility and coverage. In essence,...
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You may think you have original Medicare, but a health insurance company can enroll a member of its marketplace or other commercial plan into its Medicare Advantage coverage when that individual becomes eligible for Medicare. Called “seamless conversion,” the process...
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Here is a video from CMS (Centers for Medicaid and Medicare Services) on when you need to sign up for Medicare Part B. If you do not enroll at the right time, you may have to sign up at a latter date, your coverage may be delayed, and you could face a Medicare late...
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Like any massive bureaucratic enterprise, Medicare can be very confusing. The “Medicare and You” booklet that the government sends out to people turning 65, and every year thereafter, will give you hundreds of pages of explanations about Medicare. Explanations...
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When you purchase a Medicare Supplement you also need to purchase a Medicare Part D prescription drug plan. Some people maybe under the impression that if they are not taking any prescription drugs, they do not need a prescription drug plan. Unfortunately, that is not...